A graduate of the College of Charleston, Kalib has been in banking for over fifteen years.  In that time he has served his customers in multiple roles including Branch Manager, Loan Officer, Special Assets and Foreclosure intervention.  This background allows him to analyze your loan request and help find a way to the closing table.  Having grown up in the Summerville area near Charleston, Kalib now resides in Georgetown with his wife, Laura, and two children, Emery and Samuel.  Kalib attends Georgetown Presbyterian Church, where he serves as an elder on Session and the service to community committee.  He is a commissioner for the Georgetown Housing Authority, and is a past president of the Georgetown Breakfast Rotary Club.  In his free time, Kalib enjoys spending time with his family, catching up with friends, and enjoying the beautiful South Carolina lowcountry.