Since 2000, I have been helping clients buy their first home, construct a new home, or refinance an existing home to lower monthly mortgage payments or consolidate debt. 

With over 30 years in the banking industry, I understand that every client has unique and individual goals and dreams. I listen closely to what my clients say and customize a plan for each one so they can enter the home buying and financing process with confidence of a successful outcome.

When I am not caring for my clients, I am either spending time with my wife and son, playing bass guitar, fiddling with ham radio or fishing at the coast. 

I look forward to the opportunity to serve you with your home financing needs!