Welcome! I’m Iris Legaspi, your dedicated Mortgage Advisor.

I specialize in helping individuals and families achieve their homeownership and refinancing goals. Whether you're a first-time homebuyer, refinancing or leveraging your home’s equity, I’m here to provide personalized guidance, educational resources, and exceptional service every step of the way.

With 17+ years of experience in the financial industry, serving my clients’ best interest is my top priority. I value building long lasting relationships rooted in trust and meaningful results. As an active member of the Asian Real Estate Association of America (AREAA), I stay connected to a strong network of real estate professionals, allowing me to provide valuable insights, market expertise, and resources to help clients navigate their homeownership journey. My experience, combined with a deep commitment to professional excellence, follow-through, and a proven ability to solve complex issues, ensures that my clients are informed, supported, and confident throughout the mortgage process.

Homebuyers:
I offer a wide range of traditional loan options, including conventional, FHA, and jumbo, tailored to fit your needs.

Specialized Borrowers:
For clients with unique financial or professional circumstances, I offer targeted solutions including grant programs, down payment assistance, and additionally specialized loan options (Doctor Loans) for medical professionals to help make homeownership more accessible.

What You Can Expect:

Personalized Service I take the time to understand your financial goals, offering loan options designed specifically for your needs.
Efficiency I prioritize streamlined processes and effective communication from start to finish.
Expert Guidance I simplify complex information and provide consistent updates, so you can make well-informed decisions.

Areas of expertise:

Grant programs

Down-payment assistance

First Time Homebuyers

Lower-To-Moderate-Income Borrowers

Third-Party Affordable Housing Assistance

Refinance

Jumbo Loans

Fixed and Adjustable-Rate Loans

FHA and VA

High-Net-Worth Borrowers

Home Equity Lines of Credit

Self-Employed Borrowers

Loans for Medical Professionals (Doctor Loans)

New Construction

Renovations

Vacation and Rental Homes

 

When I’m not assisting clients, you’ll often find me enjoying the outdoors, attending local events, exploring new restaurants, volunteering, traveling, and spending quality time with family and friends.

Contact me if you're ready to get started or have questions about the home financing process, I’m here to help!