Welcome! I’m Iris Legaspi, your dedicated Mortgage Advisor.

 

I specialize in helping individuals and families achieve their homeownership and refinancing goals. Whether you're a first-time homebuyer, refinancing or leveraging your home’s equity, I’m here to provide personalized guidance, educational resources, and exceptional service every step of the way.

With 20 years of experience in the financial industry, serving my clients’ best interests is my top priority. I value building long lasting relationships rooted in trust and meaningful results. As an active member of the Asian Real Estate Association of America (AREAA), California Association of Real Estate Brokers (CAREB), and the National Association of Real Estate Brokers (NAREB), I stay connected to a strong network of real estate professionals, allowing me to provide valuable insights, market expertise, and resources to help clients navigate their homeownership journey. My experience, combined with a deep commitment to professional excellence, follow-through, and a proven ability to solve complex issues, ensures that my clients are informed, supported, and confident throughout the mortgage process.

Homebuyers:
I offer a wide range of traditional loan options, including conventional, FHA, and jumbo, tailored to fit your needs.

Specialized Borrowers:
For clients with unique financial or professional circumstances, I offer targeted solutions including grant programs, down payment assistance, and specialized loan options for medical professionals to help make homeownership more accessible.

What You Can Expect:
-Personalized Service: I take the time to understand your financial goals, offering loan options designed specifically for your needs.
-Efficiency: I prioritize streamlined processes and effective communication from start to finish.
-Expert Guidance: I simplify complex information and provide consistent updates, so you can make well-informed decisions.

Areas of expertise:
-First Time Homebuyers
-Grant programs
-Down-payment assistance
-Fixed and Adjustable-Rate Loans
-Government Loans
-High-Net-Worth Borrowers
-Home Equity Lines of Credit
-Jumbo Loans
-Lower-To-Moderate-Income Borrowers
-Self-Employed Borrowers
-Third-Party Affordable Housing Assistance Programs
-Loans for Medical Professionals

When I’m not assisting clients, you’ll often find me enjoying the outdoors, attending local events, exploring new restaurants, volunteering, traveling, and spending quality time with family and friends.

Contact me if you're ready to get started or have questions about the home financing process, I’m here to help!